Can i dispute transunion online




















Only inaccurate information may be removed; negative information that is accurate will stay on your credit report as long as the governing laws allow. Changes on your credit report that occur as the result of an investigation will be made on both your consumer disclosure and your credit report. TransUnion provides this service to you free of charge, in accordance with applicable legislation.

TransUnion will not provide any additional services or treat a consumer differently due to the fact that the consumer has retained and paid a credit repair company. Whether you launch a dispute yourself or through a credit repair company, the outcome of the investigation will be the same.

Please also note that the activities of credit repair companies are regulated in some provinces. For more information, please visit Consumer Protection. You can dispute your credit information or update personal information on our credit report in three ways:. Quick and easy online access allows you to view your credit file and dispute items you believe to be inaccurate.

What you need Before attempting to submit a dispute online, please make sure you have all of the necessary information on hand:. If you recently applied for credit or received a copy of your TransUnion Credit Report and you believe there is an inaccuracy, simply call:. English speakers in all provinces except Quebec: toll-free French speakers in all provinces and English speakers in Quebec: toll-free Looking for a different way to reach us?

As you use our website, we and our third-party providers collect your internet and other electronic network activity information IP address, device information, and information regarding your interaction with our website via cookies and other technologies.

We use this personal information to enhance user experience, analyze performance and traffic on our website, and to provide targeted advertising. To learn more about how we use cookies see our Privacy Notice. Welcome to your Support Center. Get credit help. Go Go. Need technical or login support?

Get Help. Are you a member of one of our partner monitoring sites and need help accessing your credit data? Manage your TransUnion subscription. Login Cancel. You are entitled to a copy of the report.

The company will give you the name and contact information of who provided the report. You have the right to dispute the errors on your TransUnion credit report. If you are not provided this information you may be able to sue that company.

You can write a dispute letter and mail it to TransUnion. You can also file a TransUnion dispute online. Address: P. Once you file a dispute, TransUnion must investigate the error. If it is found to be a mistake, it must corrected within 30 days. Throughout these 30 days, you can opt to receive email notifications to check your TransUnion dispute status.

However, if you receive your TransUnion dispute results to find that the error was not fixed, you have the right to sue. If you have experienced any of the following, you may have a case. Call to get a free case evaluation. Michael Ruzbarsky v. Plaintiff is the victim of identity theft. He disputed two fraudulent accounts with TransUnion and included a police report and an identity theft affidavit. TransUnion failed to block the fraudulent accounts and verified them as accurate.

Barbara Williams v. TransUnion recommends including the following in your dispute letter:. Your Social Security number and date of birth. The company name and account number associated with the disputed item. The reason for your dispute: It's not your account, you've paid the account, etc. Corrections to personal information. In your letter, explain which item s you think are incorrect and why.

Send copies — not originals — of supporting documents. The bureau will respond by mail. You can dispute by phone at Have a copy of your TransUnion credit report handy before calling this number; the representative will need the file number.

The representative will tell you how to send supporting documents, if necessary. The bureau may respond by email or mail. If TransUnion agrees with you, it will change the information in question on your credit report.

Your response from the bureau will contain a link to the corrected report, or it will mail you a corrected copy. It's wise to check whether the same incorrect information also appears on your credit reports from the other bureaus.



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